Financing Your Hair Transplant
Financing Your Hair Transplant
At Springs Hair Restoration in Sandy Springs, we understand that cost can be a concern for many patients considering a hair transplant. View Hiar Transplant Cost. That’s why we provide flexible financing options designed to make treatment more accessible for men across Atlanta and Metro Atlanta.
Whether you choose our in-house financing plan with 0% interest or prefer the flexibility of CareCredit, our goal is to ensure you can move forward with your hair restoration confidently and without financial stress.
Many of our Atlanta patients take advantage of financing to make FUT or FUE transplants affordable while still achieving natural, lasting results.
50% down. 12 months at 0% interest. No fees.
Springs Hair Restoration offers an in-house plan for Georgia residents: pay 50% upfront and finance the remaining 50% over 12 equal, interest-free monthly payments—simple, transparent, and fee-free.
How it works
Georgia residents eligible
50% down payment at booking
50% financed over 12 months
0% interest and no additional fees
Autopay required; basic eligibility review
No upfront payment. 0% if paid in full within 12 months*
In addition to our in-house plan, we accept CareCredit, a healthcare credit card that offers promotional financing for medical procedures like hair transplants. Eligible patients may qualify for 0% interest if the balance is paid in full within 12 months (subject to credit approval). Use your CareCredit card to spread the cost over time with no upfront payment.
*Terms vary by plan and purchase amount; see CareCredit for details.
To help you choose the best financing plan, here’s a comparison example of our In-House Financing Plan and CareCredit’s 12-month promotional financing, based on an estimated total procedure cost of $10,000:
NOTES
In-House Financing: Fixed monthly payments of $416.67 ($5,000 ÷ 12 months), with no interest or additional fees, providing a predictable and risk-free payment plan.
CareCredit: No upfront payment required, with monthly payments of $833.33 ($10,000 ÷ 12 months). If paid in full within 12 months, no interest is charged. However, if any balance remains after 12 months, interest is applied retroactively from the purchase date at the standard APR (which may be high, e.g., 26.99%).
CareCredit may offer additional financing terms (e.g., 6, 18, or longer-term plans with interest), which can be explored directly with CareCredit.
Choose In-House Financing if:
You can manage the 50% upfront payment and prefer a fixed, interest-free plan with no risk of additional charges.
Choose CareCredit if:
You prefer no upfront payment and are confident you can pay the full amount within 12 months to benefit from 0% interest.
Our team at Springs Hair Restoration is happy to assist you in selecting the best financing option for your needs.
Contact us today to discuss your options and take the next step toward your hair restoration goals.
Can I finance a hair transplant in Georgia with less-than-perfect credit?
Yes. Besides CareCredit, multiple financing plans—including in-house options—are typically available to patients across Metro Atlanta, even if credit isn’t perfect. Many local clinics offer flexible approval pathways to make treatment accessible.
Are these financing plans interest-free?
Our in-house plan is 0% interest over 12 months with a 50% upfront payment, completely predictable. CareCredit may offer 0% interest if paid in full within the promotional period, but if any balance remains after, interest can be retroactively applied at the standard APR.
Do I have to pay anything upfront?
In-house plan: Yes, 50% of the total cost upfront, then interest-free installments over 12 months.
CareCredit: No upfront payment required if approved.
What happens if I can’t pay off my CareCredit balance within the promotional term?
If there's any remaining balance past the promo period, standard APR (which can be high) applies retroactively. It’s essential to understand the terms before proceeding.
Do these financing options apply to both FUE and FUT procedures?
Yes, financing is available for both FUT and FUE techniques. At Springs Hair Restoration, your procedure method won’t affect eligibility; we aim to support your needs regardless of technique.
Is insurance ever applicable for hair transplants in Georgia?
Generally not. Hair transplants are considered elective cosmetic procedures and are not covered by insurance. Exceptions may exist if hair loss results from injury or illness, but these are rare.
What is the average cost of a hair transplant in Atlanta, and how much am I financing?
In Atlanta, hair transplant costs typically range from $6,000 to $15,000, depending on graft count and technique. Financing can help distribute that investment into manageable payments.
How do I apply for financing?
You can apply for CareCredit online or ask our team during your consultation. For our in-house plan, we’ll walk you through enrollment and payment setup during your appointment.
Long Post Alert...but worth the read! - A few months ago, I decided to consider a hairline transplant in Atlanta. After doing some research, I became interested in the FUT process. I was still determining where to begin, so I initially went to what I had seen for years on TV, Bosley. The consultation was excellent, but I felt too many people between me and the surgeon performing the procedure. I wanted that direct interaction to ensure I got what I wanted in my design. I went to a second, Dr. P, but it wasn’t the right fit for me, then I was referred to Dr. Zack Charkawi. From the moment I sat down with him at his desk, I knew he was the one. CONTINUE READING REVIEW
As a healthcare provider, I am very particular who I choose for my own healthcare needs. I completed my 4th hair restoration procedure with Dr. Zach, and I am extremely pleased with the outcome. Dr. Zach's professionalism was evident at my initial consultation, where he spent time discussing the procedure, pertinent research, and most importantly the realist expectations; he did not "over sell" the procedure. He also is the only practitioner that I am aware of who uses a specific anesthesia technique that dramatically decreased the procedural discomfort. He was very thorough during the procedure, covering all of the necessary areas. I highly recommend him and his staff without reservations!
My husband had a fantastic experience with Dr.Zack! It took him a while to find the best doctor for hair transplant. He had many consultations before choosing his clinic. The polish and professionalism of Dr. Zack and his team is excellent! My husband was very happy with the results of the procedure. We could never have asked for a better experience! I will be highly recommending him to my friends!
Dr Charkawi was fantastic. He really made me feel at ease and went above and beyond to make sure that I was happy with my hair. Also it’s a beautiful, clean office with a sister location for follow ups or further needs which is very helpful. Overall very satisfied customer.
Long Post Alert...but worth the read! - A few months ago, I decided to consider a hairline transplant in Atlanta. After doing some research, I became interested in the FUT process. I was still determining where to begin, so I initially went to what I had seen for years on TV, Bosley. The consultation was excellent, but I felt too many people between me and the surgeon performing the procedure. I wanted that direct interaction to ensure I got what I wanted in my design. I went to a second, Dr. P, but it wasn’t the right fit for me, then I was referred to Dr. Zack Charkawi. From the moment I sat down with him at his desk, I knew he was the one. CONTINUE READING REVIEW
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