Financing Options
Flexible Hair Transplant Financing in Atlanta
Discuss Financing Options
Why Put Your Hair Restoration Plan on Hold?
At Springs Hair Restoration in Sandy Springs, we understand that hair transplant cost can be a concern. That’s why we offer flexible financing to make treatment more accessible for patients across Atlanta and the metro area.
Financing should make your decision easier, not more stressful. Our goal is to help eligible patients move forward with a clear payment option that fits their situation.
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0% interest in-house financing (GA residents; eligibility required)
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CareCredit® plans available
Applies to FUE, FUT, and No-Shave FUE procedures
Call (470) 769-9401 to get a clear financing review at your free consult.
In-House Hair Transplant Financing
50% down. 12 months at 0% interest.
No fees. Springs Hair Restoration offers an in-house plan exclusively for Georgia residents:
How it works
✓ Georgia residents only
✓ 50% down payment at booking
✓ 50% financed over 12 months
✓ 0% interest and no additional fees
✓ Autopay required; basic eligibility review
CareCredit Hair Transplant Financing
No upfront payment. 0% interest if paid in full within 12 months*
We also accept CareCredit, a healthcare credit card that offers promotional financing for medical procedures like hair transplants.
✓ Eligible patients may qualify for 0% interest if the balance is paid in full within 12 months (subject to credit approval).
✓ Use your CareCredit card to spread the cost over time with no upfront payment.
CareCredit Processing Fee
Processing fees apply for CareCredit payments. Any applicable processing fee is the responsibility of the patient and is charged by the payment provider, not our practice.
*Terms vary by plan and purchase amount; see CareCredit for details.
Compare Your Options
To help you choose the best financing plan, here’s a comparison example of our In-House Financing Plan and CareCredit’s 12-month promotional financing, based on an estimated total procedure cost of $10,000:
NOTE: In-House Financing
Fixed monthly payments of $416.67 ($5,000 ÷ 12 months), with no interest or additional fees, providing a predictable, interest-free payment plan with no additional fees
NOTE: CareCredit
No upfront payment required, with monthly payments of $833.33 ($10,000 ÷ 12 months). If paid in full within 12 months, no interest is charged. However, if any balance remains after 12 months, interest is applied retroactively from the purchase date at the standard APR (which may be high, e.g., 26.99%). CareCredit may offer additional financing terms (e.g., 6, 18, or longer-term plans with interest), which can be explored directly with CareCredit.
Which Plan Is Right for You?
Choose In-House Financing if:
You can manage the 50% upfront payment and prefer a fixed, interest-free plan with no risk of additional charges.
Choose CareCredit if:
You prefer no upfront payment and are confident you can pay the full amount within 12 months to benefit from 0% interest.
Call (470) 769-9401 our team is happy to assist you in selecting the best financing option for your needs.
Hair Transplant Financing FAQ
Can I finance a hair transplant in Georgia with less-than-perfect credit?
Financing options may still be available, but approval depends on the financing provider, credit review, and the plan selected. During your free consultation, our team can review available options, including CareCredit and in-house financing when eligible.
Are these financing plans interest-free?
Our in-house financing option offers 0% interest over 12 months with a 50% upfront payment for eligible patients. CareCredit may also offer promotional financing options, but terms vary and should be reviewed carefully before applying.
Do I have to pay anything upfront?
For our in-house plan, yes. A 50% upfront payment is required, with the remaining balance paid over 12 months at 0% interest. CareCredit may not require an upfront payment if you are approved, depending on the plan terms.
What happens if I cannot pay off my CareCredit balance within the promotional period?
CareCredit promotional plans may charge interest if the balance is not paid in full within the promotional period. Because terms can vary, it is important to review the details carefully before choosing a financing option.
Do financing Options apply to both FUE and FUT
Eligibility varies by financing option. CareCredit is subject to approval, while our in-house plan requires a basic eligibility review and is available only to qualifying Georgia residents.
Is insurance ever applicable for hair transplants in Georgia?
In most cases, hair transplants are considered elective cosmetic procedures and are not covered by insurance. Rare exceptions may apply in certain medical or injury-related cases, but most patients should expect to pay out of pocket.
How do I apply for financing?
You can ask about financing during your free consultation. Our team can review the in-house financing option if you are eligible, and you may also apply for CareCredit directly if you prefer that option.
Long Post Alert...but worth the read! - A few months ago, I decided to consider a hairline transplant in Atlanta. After doing some research, I became interested in the FUT process. I was still determining where to begin, so I initially went to what I had seen for years on TV, Bosley. The consultation was excellent, but I felt too many people between me and the surgeon performing the procedure. I wanted that direct interaction to ensure I got what I wanted in my design. I went to a second, Dr. P, but it wasn’t the right fit for me, then I was referred to Dr. Zack Charkawi. From the moment I sat down with him at his desk, I knew he was the one. CONTINUE READING REVIEW
As a healthcare provider, I am very particular who I choose for my own healthcare needs. I completed my 4th hair restoration procedure with Dr. Zach, and I am extremely pleased with the outcome. Dr. Zach's professionalism was evident at my initial consultation, where he spent time discussing the procedure, pertinent research, and most importantly the realist expectations; he did not "over sell" the procedure. He also is the only practitioner that I am aware of who uses a specific anesthesia technique that dramatically decreased the procedural discomfort. He was very thorough during the procedure, covering all of the necessary areas. I highly recommend him and his staff without reservations!
My husband had a fantastic experience with Dr.Zack! It took him a while to find the best doctor for hair transplant. He had many consultations before choosing his clinic. The polish and professionalism of Dr. Zack and his team is excellent! My husband was very happy with the results of the procedure. We could never have asked for a better experience! I will be highly recommending him to my friends!
Dr Charkawi was fantastic. He really made me feel at ease and went above and beyond to make sure that I was happy with my hair. Also it’s a beautiful, clean office with a sister location for follow ups or further needs which is very helpful. Overall very satisfied customer.
Long Post Alert...but worth the read! - A few months ago, I decided to consider a hairline transplant in Atlanta. After doing some research, I became interested in the FUT process. I was still determining where to begin, so I initially went to what I had seen for years on TV, Bosley. The consultation was excellent, but I felt too many people between me and the surgeon performing the procedure. I wanted that direct interaction to ensure I got what I wanted in my design. I went to a second, Dr. P, but it wasn’t the right fit for me, then I was referred to Dr. Zack Charkawi. From the moment I sat down with him at his desk, I knew he was the one. CONTINUE READING REVIEW
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